Free K–12 curriculum · California 501(c)(3)

Some kids learn how money
works at home. The rest
can download it here.

Thirteen full school years of mathematics, money and business, finished and free this minute. Every week is two pages, tied to a California standard, proofed to print on the copier down the hall, with the answer key beside it. No account, no email wall, no license.

None of it teaches anybody. A teacher, an aide or a grandparent at a kitchen table does that, and that is the half that decides everything. If that is you, take a year and start Monday.

468
Weeks written
13
Full school years
$0
Price, to anyone

This is Pip. Pip is a graph: one vertex, five edges, no loops, and exactly one path between any two parts. Pip is on the cover of all 13 books.

Programs Designed
4

Discrete Math, Leadership, Venture Lab, Financial Literacy

Weeks of Curriculum
468

13 full school years, 36 weeks each

CA Standards Mapped
121

Distinct standards named in the “In class this week” line across all 468 weeks

Cost to Students
$0
Materials Open
100%

Every workbook and guide is free to download

Our Mission

Adults pay
$167,475 for this.
Nine-year-olds get it free.

That is USC’s own published figure for two years of a full-time MBA, and Stanford asks more. It buys you how pricing, capital and ownership actually work, at twenty-eight, on a payment plan. We write the same ideas for children, one assignment a week, and charge nobody.

It is not a degree and we say so at length. It is the material, ten years early, with the price taken off.

See which idea lands in which grade
01

Mathematics

Sorting, maps, proofs, routes and rules, beside the state curriculum rather than on top of it. Six complete years, Grades 1 through 6, standards-mapped and downloadable today. It asks for reasoning rather than speed, which is why it reaches the child who is still shaky on regrouping.

The six years
02

Science

Investigation-led, almost no materials cost, printable in black and white. Nothing is written yet. It is the largest blank on our map and we would rather point at it than dress it up.

Where it sits on the map
03

Leadership & Venture

One student, one product, one market day. Then a team, a profit split written as fractions, and a rival who prices against you. Grades 4, 5 and 6 are written and free. High school runs the opposite shape: one cohort, four summers, eight weeks each.

The ten-year ladder
04

Financial Literacy

A child’s own money first, then a plan, then the gap between a price and a cost, then the numbers other people put in front of them. Grades 3 through 6 are written and free. This is the knowledge that usually arrives through a family, which is exactly why it belongs in a school.

The four money years

The half we did not write

A workbook has
never taught
anyone anything.

The curriculum is the half of this that can be done alone at a desk. The half that decides whether a child learns anything is done by an adult in a room, and we are not that adult.

The material is being taught. Teachers have written to tell us so, homeschool educators among them, and some of them wrote only to say thank you. We could not tell you their names if we tried, because nothing we publish asks for one. What we can tell you is that if a child has learned one thing from these pages, an adult did that. Not the paper, and not us.

If you teach, this page is for you
Grades 1 to 6Running today

Slow, weekly, inside the school year

The classroom teacher, the instructional aide, the after-school lead, or a caretaker at a kitchen table.

Grades 9 to 12Not yet delivered

One cohort, four summers, eight weeks each

Taught by Cindy Ha, the founder, in person, for the first cohort.

The one thing we are asking for

We are looking for one school district willing to host the first cohort.

One summer, eight weeks, the first of four with the same students. Cindy Ha will teach it herself.

Read the ask

Founder Spotlight

The founder
learned this
the hard way.

CH

Cindy Ha

Founder & Executive Director

Cindy Ha grew up in Highland Park and went through Los Angeles public schools doing everything they asked of her. None of it covered how a business works. She found that out by opening one: a 900-square-foot storefront she renovated herself, grown into a retail, wholesale, import and e-commerce business, and later sold.

The MBA at the University of Southern California came afterward, and with it the discovery that a whole field had been sitting there the entire time. This organization is the attempt to hand that to children two decades earlier than she got it, spread across the years they are in school rather than compressed into two.

If only I had known all of this at a much younger age.

Cindy Ha, Founder & Executive Director

Operator, then student

Built a 900-square-foot storefront into a retail, wholesale, import and e-commerce business, sold it, and went back for an MBA afterward.

Los Angeles public schools

Raised in Highland Park and schooled in LAUSD classrooms, where none of this was on offer. That is the gap the curriculum was written to close.

Built for a public school budget

Written against the California pacing guide and proofed on a black-and-white copier, so money is never the reason a school says no.

Published whole, or not at all

Workbooks, answer keys and the research behind them, in full. No license, no email wall, no sample chapter with the rest behind a call.

What we have built

468 weeks

13 full school years, written and free to download

The honest ask

Somebody is already teaching this.

13 finished years, free to download and free to run, and teachers have written to say they are running them. What has never happened is a classroom with a roster, a pre and post, and somebody watching. That is the only thing missing, and it is not something we can do by ourselves. If you teach, take a year. If you fund, fund the first one anybody can check.